Many things are drawing to a close at this time of year. For us, a lot has been happening, in part, simply due to the number in our family but also because of some significant milestones.

Most significantly, Joshua has successfully completed college. For those outside Canberra, this is essentially the final two years of high school. The system here is for high school up to Year 10 and then a separate school, called a college, that very much like half university and half high school. The dress code goes from uniforms to free style, the teachers prefer to go by first names and the hours of attendance are more relaxed. Out of all our children, Joshua and Mara — mostly simply due to their ages — have had the least settled formal education. Joshua has attended six and, by the time she finishes, Mara will have attended eight schools across three countries and educational systems. In any case, after a less than certain start while he readjusted to the Australian educational style, Joshua put in a good effort to finish the year strongly. He mostly enjoys the humanities with Spanish, sociology and history being his stronger subjects. He’s already secured himself a full-time job and plans to work, pending the outcome of university entrance offers.

Joshua gets one last adjustment from his mother on the way to his college graduation.

Mara has concluded one and a half years of Year 10 — half in the US and one here — and is onto college next year. In graduating she received the Kylie Souter Gift which recognises team work and quality commitment in the Performing Arts. Obviously, dance is still a big part of her life.

Elijah, Ariana and Bryna all had good academic years too with Elijah set to graduate from college next year, Ariana getting one B grade and an award for physical education and Bryna just enjoying her studies.

For the past few years, ‘end of year’ for us has also meant ballet productions. This year, Bryna joined Mara on stage in their ballet school’s production based on the Sound of Music. Bryna was in two numbers and Mara performed in six or seven, including one as a queen bee tending to some very cute baby bees. They were both very busy the past couple of months with rehearsals and the performance was superb. A couple of weeks after the performances and ballet was done for the year with a good two months off before resuming.

Bryna poses on the front lawn in her costume from the ‘Favourite Things’ number in a recent ballet school production. And dance and costumes really are a few of her favourite things.

For myself, a deadline at work, plans for the house and car repairs as well as the typical end of year goings on have taken up whatever spare time I had laying about. A couple of weeks off over Christmas, relaxing with family up in Brisbane, seems like just the tonic at the end of a fairly busy year.

Today marks the official end of our years spent renting houses to live in — 10 places and just over 19 years in total. Settlement on the new place was completed late last week and today was the final inspection on the most recently rented property.

I’m also pleased that we’ve never lost a cent in bond/security deposit money. A few were close — mostly due to the distance the landlord/lady/property manager was from Earth — but the many hours spent scrubbing, cleaning and fixing someone else’s house paid off. Of course, this wouldn’t have been the case without our family and many good friends (in three countries) who helped us and were right there beside us scrubbing, cleaning and fixing. We are grateful.

So, now we’ve joined the Masses of the Mortgaged — only 30 years to go baby!

After nineteen years of wedded bliss and six children, Gaynor and I feel it is time to settle down[1]. While we certainly aren’t ruling out relocating to other countries in the future — if it’s a disease, Gaynor and I should probably both be formally diagnosed — but for the time being putting down some stable-ish roots is our plan. We believe it is the right time for the children and, financially, it makes more sense for us too. Actually, this is probably our first real opportunity to buy a house. No-one would give me a loan as a student and once I finished my studies we fled the country almost straight away. That was always our plan and hope anyway. Although we came close to buying a house in California — the market was certainly good for buyers and we were looking — uncertainty in our longer-term plans made us hesitant.

So once we had decided to move back to Australia, and with the certainty of at least a few years of employment, we knew we wanted to buy a house as soon as possible. As much as we would have liked to, we didn’t think we could stay in temporary accommodation until we purchased but we talked to a mortgage broker soon after settling in (and taking care of the very hectic stuff) and he helped us understand our financial reach. Then all we had to do was find something with that reach.

Unfortunately, what seemed to be within our reach was a small cupboard “far out in the uncharted backwaters of the unfashionable end of the western spiral arm of [Canberra]”. Somewhat deflated, but nevertheless undeterred, Gaynor started scouring the web and newspapers but this time for real. Our plan was to try and find something that needed improvement, preferably with a larger block in case the house also needed extensions. We also thought that if we could put in most of the work ourselves we’d be getting ahead a little, or at least providing a little protection if the market were to take a downward slide.

Gaynor has had strong opinions about houses and their designs since she was young. I have lived in houses. So one of the challenges for Gaynor was not only to find a house within our budget, our preferred area and our improve-it-while-you-live-in-it plan but to negotiate with her husband and his quickly-formed opinions. Fortunately, I’ve learnt a lot about houses recently and, combined with a bit of travel, I’m now far more amenable to ideas outside my traditional purview. Still, I provide the occasional resistance, just to help me feel like I’m part of the action.

Despite all this, we did find a few houses that fit our criteria and they were all being offered via auctions. The first house was on a massive block but was riddled with termite damage. We estimated about $20,000 worth of materials alone to make it livable. In order to get the hang of auctions, I had attended one that I did not register to bid in. Interesting to see how quickly several thousand dollars can be added to a price. At the auction for the Termite Castle we were eventually outbid by a guy who almost certainly will sub-divide the block, knock down the Castle and put in a couple of new houses. Hard to compete with that kind of money.

At that auction was another real estate agent who approached us afterwards to inform us that there was another similar place, just around the corner, coming up for auction in a few weeks. After looking through it, it also needed a fair bit of work but not as much as the first place. The auction eventually rolled around and it turns out, we were the only bidders! My opening bid was, obviously, too low and so we negotiated with the seller afterwards. In the end, she had an over-inflated sense of what the house was worth and would not come down to something closer to reality. We’d always maintained the position that we had to be prepared to walk away if it didn’t work and we wouldn’t put ourselves into something we couldn’t afford. And in this case, we walked.

Finally, we found a small place, better maintained than the first two but with a slightly smaller block and a little further out. From the outset there was very little interest in this property and when the auction arrived, we were the only registered bidders. I did feel a little awkward as the auctioneer asked repeatedly for an opening bid, knowing that I was the only one who could start. One might think that the previous auctions had helped me relax a little but I still find committing to that much money a bit stressful. My starting bid was naturally low and, as per auction regulations, the seller, via the auctioneer, can enter one bid. He did this but it was already beyond what we felt we could comfortably afford and more than I was prepared to commit without further consideration. The house was passed in unsold and then we started a tense 20 minutes of back and forth between us and the vendor and discussions between Gaynor and I. Eventually, we decided came to a price slightly lower than half way between his initial price and ours. I note that it was slightly lower because he wouldn’t budge and we daren’t go any higher and so, to make the sale, the estate agents knocked the last thousand off, out of their commission. We can live with that.

So now we have a place. Settlement is in a few more weeks with plenty of paperwork and financial decisions to worry about in the meantime. And, even though the challenges of renovations and, hopefully, extensions are still ahead of us and, even though it’ll be smaller and older than we have become accustomed to in the past few years, Gaynor still seems pretty happy and it will be ours.

[1] I believe I have worked through my fear of commitment.